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Sam Hatfield Realty May 2008 Newsletter


Sam Hatfield
Owner / Broker



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May 2008

 Sam says…..

 “The water is rising on Tims Ford Lake and is only 2 feet from summer pool!  Many docks that were “dry” last season, are already floating!  Presuming the spring rains will continue,  Tims Ford Lake should reach full summer pool this season.

Currently existing is an excellent selection of lake homes and lake lots for sale.  From the traditional “lake cabin” style to the elegant “house on the lake”, the choices are available. If you are in the mood for an upgrade, change, or initial investment, visit our website for all the current listings.

 As a reminder, we have several lake homes available for rental for that overflow of company or a vacation.  For the current lake home owner, allow our lake property management company to assist in the maintenance of your investment.  Allow your visit to your vacation home to be “carefree”.   See our website – – for more information on both services.”

      Featured Home

161 Hawkersmith Lane
Winchester, TN
MLS #959393

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Prime lakefront estate, quiet location. Gentle slope, in-ground pool, new floating dock. Large screen-in porch overlooking grounds. Spacious living - two levels; beautiful lake views. Updated kitchen, granite countertops. Sunken living room, 2 stone fireplace.

New Listings April 2008

MLS                      Address                      Price

974056         375 Huffman Park                $1,289,000

973626         436 Shasteen Bend             $849,000

974108         295 Coopers Cove               $699,000

967509         295 Lake Hill Rd                  $474,900

967494         235 Lake Hill Rd                  $324,900

974363         261 Old Awalt Rd                $249,900

969403         386 Audobon Dr                   $196,900

968518         611 Hardison St                   $112,700

971182         0 Old Mansford Rd               $589,900

970495         0 Longview Trail                   $379,000

967388         0 Whispering Pine Dr           $369,900

967525         12 Lake Hill Rd                    $250,000

967114         123 Ty Point Lane                $164,900

967534         17 Lake Hill Road                 $160,000

Property Sales April 2008

98 Wildwood  by Sam Hatfield Realty


Community Events

TBD – Lake Cleanup/ Broadview Fire Dept Fish Fry

June 9 – Tims Ford Council Board Meeting

July 14 – 3rd Membership Meeting for year 2008

Sept 8 – Tims Ford Council Board Meeting

Oct 20 – 4th Membership Meeting for year 2008

Dec 8 – Tims Ford Council Board Meeting

Keep up with Tims Ford Council Activities by going to


Begin by asking yourself what your boating needs are?

Are you into sailing, cruising, fishing?
Do you want accommodations and amenities to allow longer cruises?
If looking for a sailing vessel, ask if it is designed for cruising or racing and consider whether it offers good access, storage and ventilation for your needs.
What vessel style will accommodate your preferences – be sure and adequately explore the many varied styles available for both power and sailing yachts.
Are you looking for an express style in which passengers remain on one level, or cabin style which provides greater overall interior space?

Consider your priorities: expense, performance, safety, luxuries

No design can offer everything – often performance may sacrifice some luxuries, or greater safety features may cost a bit more. Think about these trade-offs and make conscious decisions about the qualities that best fit your preferences.
A single engine provides economy while a twin engine provides greater power and performance.
A gas powered vessel requires less immediate expense while diesel power supplies greater performance and security.
New or used? A used vessel may be priced lower but may incur higher maintenance costs.

Boat Financing

When financing your boat it is best to consult a reputable lender that specializes in marine financing.
Most lenders are able to “pre-approve” you which will let you know –in advance – how much boat you can afford. This will better prepare you for negotiations with the dealer or seller.
A larger down payment requires more cash out-of-pocket now, but will improve your equity position if you consider selling in the future.

Advantages of Financing

You may qualify for certain IRS tax advantages, such as a second home mortgage interest deduction, if your vessel contains bathroom facilities or eating and sleeping accommodations.
Your financial flexibility increases by taking advantage of the ability to finance your purchase rather than paying cash, because you have more opportunities to increase your earnings in other investment opportunities.
In addition, the greater your ability to finance, the more you can spend on a boat – as long as your budget can handle the loan terms with your current and anticipated future income.
Loan approvals will generally be processed within 24-48 hours and generally last for 30-60 days of the approval date.

Used Vessels

Generally if a boat is two or more years old, a lender will require a marine survey, which runs between $12 and $18 per foot, depending upon the type of vessel. You should always confirm the expertise of a surveyor to make sure their knowledge and experience qualifies them to analyze the specific type of vessel you plan to purchase.





Normal summer pool is 888

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General Water Safety Tips

  • Learn to swim. The best thing anyone can do to stay safe in and around the water is to learn to swim. Always swim with a buddy; never swim alone. The American Red Cross has swimming courses for people of any age and swimming ability. To enroll in a swim course, contact your local Red Cross chapter.
  • Swim in areas supervised by a lifeguard.
  • Read and obey all rules and posted signs.
  • Children or inexperienced swimmers should take precautions, such as wearing a U.S. Coast Guard-approved personal floatation device (PFD) when around the water.
  • Watch out for the dangerous “too’s” – too tired, too cold, too far from safety, too much sun, too much strenuous activity.
  • Set water safety rules for the whole family based on swimming abilities (for example, inexperienced swimmers should stay in water less than chest deep).
  • Be knowledgeable of the water environment you are in and its potential hazards, such as deep and shallow areas, currents, depth changes, obstructions and where the entry and exit points are located. The more informed you are, the more aware you will be of hazards and safe practices.
  • Pay attention to local weather conditions and forecasts. Stop swimming at the first indication of bad weather.
  • Use a feet-first entry when entering the water.
  • Enter headfirst only when the area is clearly marked for diving and has no obstructions.
  • Do not mix alcohol with swimming, diving or boating. Alcohol impairs your judgment, balance, and coordination, affects your swimming and diving skills, and reduces your body's ability to stay warm.
  • Know how to prevent, recognize, and respond to emergencies.

Boating Safety  

  • Learn to swim. The best thing anyone can do to stay safe in and around the water is to learn to swim. This includes anyone participating in any boating activity. The American Red Cross has swimming courses for people of any age and swimming ability. To enroll in a swim course, contact your local Red Cross chapter.
  • Alcohol and boating don't mix. Alcohol impairs your judgment, balance, and coordination -- over 50 percent of drownings result from boating incidents involving alcohol. For the same reasons it is dangerous to operate an automobile while under the influence of alcohol, people should not operate a boat while drinking alcohol.
  • Look for the label: Use Coast Guard-approved life jackets for yourself and your passengers when boating and fishing.
  • Develop a float plan. Anytime you go out in a boat, give a responsible person details about where you will be and how long you will be gone. This is important because if the boat is delayed because of an emergency, becomes lost, or encounters other problems, you want help to be able to reach you.
  • Find a boating course in your area (U.S. Power Squadron, the U.S. Coast Guard Auxiliary, US Sailing, etc) -- these courses teach about navigation rules, emergency procedures and the effects of wind, water conditions, and weather.
  • Watch the weather: Know local weather conditions and prepare for electrical storms. Watch local news programs. Stop boating as soon as you see or hear a storm.

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